Credit Reports

4 Steps for Fixing Credit Report Mistakes (Pt. 2)

June 18, 2014

Continuing from 4 Steps for Fixing Credit Report Mistakes (Pt. 1), here are the next steps to take when you notice mistakes on your credit report and are ready to take action to get them corrected. Step 2: Contact the credit reporting bureau. If contacting the bank or creditor to resolve the error is not…
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Beware of These 4 Common Credit Report Mistakes (Pt. 2)

June 11, 2014

Picking up from where we left off in Beware of These 4 Common Credit Report Mistakes (Pt. 1), below we will continue our discussion regarding errors that commonly arise on people’s credit reports. Credit Report Mistake 2: Social security number errors. Your social security number (SSN) is a critical part of your identifying information and…
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Beware of These 4 Common Credit Report Mistakes (Pt. 1)

June 9, 2014

Your credit report is a very detailed depiction of your credit history that is used to determine your credit score. Consequently, your credit report may become very important when you are ready to make larger purchases (like, for example, when you are ready to buy a home or a car). While you want to be…
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Did You Know These Things Could Damage Your Credit? (Part 2)

November 18, 2013

Continuing from Did You Know These Things Could Damage Your Credit? (Part 1)¸ here is some additional information regarding unconventional things that may damage your credit score. Being aware of how these practices can impact your credit rating can help you avoid inadvertently damaging your otherwise good credit. In addition to hard inquiries on your…
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How to Build a Strong Credit History (Part 2)

August 23, 2013

Picking up from How to Build a Strong Credit History (Part 1), here are some additional tips on what you can do to solidify a strong credit history – and a good credit score – for yourself. Do not miss any monthly payments on your outstanding debts – Missing even one monthly payment on your…
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How to Build a Strong Credit History (Part 1)

August 21, 2013

Having a strong credit history can be paramount to having a solid financial standing, and it can be pivotal in helping you get lower interest rates when making large purchases, like when buying a house, a car, etc. Although it takes time to build a strong credit history, the good news is that there are…
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What to Ask Before Signing Up for Credit Cards (Part 2)

July 23, 2013

As a continuation of What to Ask Before Signing Up for Credit Cards (Part 1), here are some additional crucial questions that you should ask credit card companies’ customer service representatives before signing up for a new line of credit. By taking the time to ask these important questions, you can: Clarify the specific fees,…
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Repairing Your Credit after Bankruptcy (Part 2)

June 24, 2013

As a continuation of Repairing Your Credit after Bankruptcy (Part 1), here is some additional information regarding what borrowers can do to rebuild their credit ratings and improve their financial outlook after having filed for bankruptcy. Specific actions that borrowers can take to boost their credit score after bankruptcy include: Taking out one new credit…
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How to Identify and Fix the Most Common Credit Report Mistakes (Part 2)

June 10, 2013

As a continuation of How to Identify and Fix the Most Common Credit Report Mistakes (Part 1), the following is some additional information regarding how to recognize and repair credit report mistakes. While Part 1 of this blog focused on types of mistakes that commonly appear on borrowers’ credit reports, here in Part 2, we…
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How to Identify and Fix the Most Common Credit Report Mistakes (Part 1)

June 8, 2013

Your credit score is a powerful number that can make the difference between whether you can secure a loan or mortgage and, if so, what your interest rate will ultimately be. While your credit score is determined by the information on your credit report, it’s important that borrowers know that: Credit reports commonly contain mistakes….
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