Credit Score

FlexScore: An Alternative to Credit Scores?

July 8, 2014

When assessing your financial standing, looking at your credit score and figuring out ways to improve it are likely part of the process. However, evaluating credit scores alone may eventually become an antiquated habit, as a new financial assessment tool known as FlexScore may start to play a more powerful role in predicting financial standing…
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Boost Your Credit Score with These 6 Steps (Part 3)

April 11, 2014

Wrapping up our three-part blog Boost Your Credit Score with These 6 Steps, here, we will focus our discussion on two final steps that borrowers can take as they concentrate on improving their credit score and their overall financial standing. If your debt issues are more significant than having a poor credit score and you…
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Boost Your Credit Score with These 6 Steps (Part 2)

April 8, 2014

Picking up from Boost Your Credit Score with These 6 Steps (Part 1), below, we will spotlight two more steps that people can take to make great strides in improving their credit score and, as a result, their overall financial status. If you have more substantial financial issues, are considering filing for bankruptcy and are…
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Boost Your Credit Score with These 6 Steps (Part 1)

April 2, 2014

While you probably don’t think about your credit score on a daily basis, when you are ready to make a significant purchase – like a car or a home, this number becomes crucial, as it can determine whether or not you qualify for the best possible deals and interest rates. If your credit score could…
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7 Common Myths about Your Credit Score (Part 3)

March 17, 2014

Wrapping up our three-part blog 7 Common Myths about Your Credit Score, below is some additional information that can dispel some commonly held misconceptions about credit scores. If you need some more specific information about your financial situation, contact the Law Office of Jon B. Clarke. Myth 6: Utilization rates aren’t important to my credit…
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7 Common Myths about Your Credit Score (Part 2)

March 14, 2014

Continuing from 7 Common Myths about Your Credit Score (Part 1), here is some additional information regarding the truth behind some commonly held misconceptions associated with credit scores. If you have additional questions, or if you are looking for some specific information regarding your best options for getting out of significant debt, contact the Law…
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7 Common Myths about Your Credit Score (Part 1)

March 11, 2014

While most people are aware that their credit scores are important, particularly when it comes to making larger purchases or getting loans, there are a lot of misconceptions out there about how these credit scores work, how they are calculated and how they matter. Here and in a few upcoming parts of this blog, we…
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Did You Know These Things Could Damage Your Credit? (Part 2)

November 18, 2013

Continuing from Did You Know These Things Could Damage Your Credit? (Part 1)¸ here is some additional information regarding unconventional things that may damage your credit score. Being aware of how these practices can impact your credit rating can help you avoid inadvertently damaging your otherwise good credit. In addition to hard inquiries on your…
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Did You Know These Things Could Damage Your Credit? (Part 1)

November 16, 2013

Most people are aware that not paying their bills on time and opening up a bunch of lines of credit at once can hurt their credit score. However, there are some not-so-obvious things that people – who may otherwise be diligent about protecting their credit rating – may do that can end up hurting your…
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How to Build a Strong Credit History (Part 2)

August 23, 2013

Picking up from How to Build a Strong Credit History (Part 1), here are some additional tips on what you can do to solidify a strong credit history – and a good credit score – for yourself. Do not miss any monthly payments on your outstanding debts – Missing even one monthly payment on your…
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