Credit History

Did You Know these 4 Things that Can Damage Your Credit?

November 20, 2015

Your credit report and credit score can impact your buying power and borrowing opportunities. For those who are preparing to make larger purchases (like homes or motor vehicles), improving their credit or maintaining good credit can be essential to qualifying for a loan (or qualifying for optimal rates). For others, working on having better credit…
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Boost Your Credit Score with These 6 Steps (Part 1)

April 2, 2014

While you probably don’t think about your credit score on a daily basis, when you are ready to make a significant purchase – like a car or a home, this number becomes crucial, as it can determine whether or not you qualify for the best possible deals and interest rates. If your credit score could…
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Five Steps to Getting Your Finances Back On Track (Part 1)

December 26, 2013

With the Christmas holiday over, you may be facing a financial hangover as you start to realize the full extent of how much you spent on this year’s gifts. Although you may want to play ostrich, hide your head and ignore your credit card bills, it’s far smarter to confront your debt head on and…
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Did You Know These Things Could Damage Your Credit? (Part 2)

November 18, 2013

Continuing from Did You Know These Things Could Damage Your Credit? (Part 1)¸ here is some additional information regarding unconventional things that may damage your credit score. Being aware of how these practices can impact your credit rating can help you avoid inadvertently damaging your otherwise good credit. In addition to hard inquiries on your…
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Did You Know These Things Could Damage Your Credit? (Part 1)

November 16, 2013

Most people are aware that not paying their bills on time and opening up a bunch of lines of credit at once can hurt their credit score. However, there are some not-so-obvious things that people – who may otherwise be diligent about protecting their credit rating – may do that can end up hurting your…
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How to Spot and Avoid Credit Repair Scams

August 28, 2013

Although there are a number of reputable credit repair and credit counseling agencies that may be able to help you reduce your debt and improve your overall credit standing, unfortunately, there are also a number of unscrupulous agencies that can actually hurt your credit rating despite claiming that they will help you. For unsuspecting borrowers…
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How to Build a Strong Credit History (Part 2)

August 23, 2013

Picking up from How to Build a Strong Credit History (Part 1), here are some additional tips on what you can do to solidify a strong credit history – and a good credit score – for yourself. Do not miss any monthly payments on your outstanding debts – Missing even one monthly payment on your…
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How to Build a Strong Credit History (Part 1)

August 21, 2013

Having a strong credit history can be paramount to having a solid financial standing, and it can be pivotal in helping you get lower interest rates when making large purchases, like when buying a house, a car, etc. Although it takes time to build a strong credit history, the good news is that there are…
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