Denver Debt Counseling Services

Red Flags to Beware of When Shopping for Debt Relief Services

December 20, 2015

Turning to a professional for help getting out of debt can be a smart decision when you are no longer able to pay your bills and/or when your debt seems to be growing regardless of your efforts to reduce it. After deciding to get professional debt relief help, however, the next important decision will be…
Read More

When to Beware of Debt Consolidation Loans (Part 2)

July 17, 2013

As a continuation of When to Beware of Debt Consolidation Loans (Part 1), here is some additional information regarding what borrowers should be on the lookout for before they move forward with debt consolidation loans. Some of the potential risks and dangers associated with debt consolidation loans include that these loans: Can be associated with…
Read More

When to Beware of Debt Consolidation Loans (Part 1)

July 15, 2013

For borrowers struggling with debt and who can’t seem to get ahead, the option of taking out a debt consolidation loan may be especially appealing, as companies that offer these types of loans may promise lower interest rates, a convenient once-a-month payment for all debt and overall lower monthly debt payments. However, with debt consolidation…
Read More

An Overview of the Uniform Debt-Management Services Act (UDMSA) (Part 2)

May 31, 2013

As a continuation of An Overview of the Uniform Debt-Management Services Act (UDMSA) (Part 1), here is some more important information regarding how the UDMSA affects the way that debt management agencies and services are legally allowed to operate within Colorado. While Part 1 of this discussion focused on what debt management agencies are legally…
Read More

An Overview of the Uniform Debt-Management Services Act (UDMSA) (Part 1)

May 27, 2013

The Uniform Debt-Management Services Act is a law adopted in Colorado and many other states to create uniform regulations for fair and effective debt management services. Adopted in 2009, the UDMSA became an important law to have in place when 2005 changes to U.S. bankruptcy laws required all debtors who wanted to apply for any…
Read More