Budgeting

4 Steps to Prioritizing a Budget

May 21, 2015

Living on a budget is one of the most effective ways to know what you are spending and, consequently, keep your debt in check. However, if you’ve never put together a personal budget before, understanding how to prioritize it can be confusing if not challenging. Here’s a look at the steps you can take to…
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7 Expenses to Include in Your 2014 Budget (Part 2)

January 13, 2014

Continuing from 7 Expenses to Include in Your 2014 Budget (Part 1), here are four additional expenses that are essential to budget for this year if you are trying to get a handle on your spending and improve your financial standing in the New Year. While the first part of this blog focused on expenses…
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7 Expenses to Include in Your 2014 Budget (Part 1)

January 11, 2014

As 2014 gets underway, planning for this year’s expenses can help you stay on track financially and, ideally, help you reach some of your financial goals for the year. If you have never looked at your spending habits on an annual basis, however, knowing what to expect in terms of more substantial expenses may elude…
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Six Budgeting Tips for Your New Year’s Party (Part 3)

December 24, 2013

Concluding the three-part blog Six Budgeting Tips for Your New Year’s Party, here are some final tips to keep in mind if you want to put on a fun New Year’s party without racking up huge credit card bills. Tip #5 – Ask each guest to bring one item: Just because you decide to host…
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Six Budgeting Tips for Your New Year’s Party (Part 2)

December 23, 2013

Picking up from Six Budgeting Tips for Your New Year’s Party (Part 1), the following presents and explains two more smart budgeting tips that can be helpful for those who want to host a New Year’s party without breaking the bank. Tip #3 – Consider hosting a brunch, rather than a dinner: Instead of putting…
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Six Budgeting Tips for Your New Year’s Party (Part 1)

December 22, 2013

The year-end holidays can be fun, exciting occasions to gather your friends and family and celebrate the beginning of a New Year. However, hosting a party can be financially stressful, especially if you have just spent a large amount of money on Christmas gifts. If you are planning on hosting a New Year’s Eve or…
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Six Financial Mistakes to Avoid in 2014 (Part 1)

December 19, 2013

With the New Year rapidly approaching, many people may be taking a critical look at their lives and thinking about some of the changes they may want to try to make in 2014. While some people will be focused on getting into better physical shape, others may want to get into better financial shape, particularly…
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Tips for Saving Money This Holiday Season (Part 1)

November 21, 2013

While the holidays are a wonderful time to celebrate and enjoy your family, all too often people will spend too much money on buying over-the-top gifts for their loved ones, which can pave the way for a difficult new year – particularly considering that tax season is just around the corner. With a little planning,…
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5 Simple Tips for Staving off Overwhelming Debt (Part 2)

November 20, 2013

Picking up from 5 Simple Tips for Staving off Overwhelming Debt (Part 1)¸ the following discusses tips 3 through 5 for avoiding debt. Limit your use of your credit cards – Just as you have a budget for your total monthly spending, you should create a budget for your credit card spending and stick to…
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5 Simple Tips for Staving off Overwhelming Debt (Part 1)

November 19, 2013

For some people, suddenly being burdened by a massive amount of debt maybe unavoidable because, say, they have lost their job, they were seriously injured and have a lot of expensive medical bills or they recently went through a divorce. In these cases, filing for bankruptcy may be the best option for getting out of…
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