Choosing a Credit Counselor: 6 Questions to Ask (Pt. 2)

October 12, 2014

Continuing from where we left off in Choosing a Credit Counselor: 6 Questions to Ask (Pt. 1), here, we will resume our discussion of the specific important questions that people should ask during the process of choosing a credit counselor.

More Questions to Ask When Choosing a Credit Counselor…

Question 3 – What qualifications do your credit counselors have?

Asking about the employees at a credit counseling service is key during the process of choosing a credit counselor to help you. Contact us for real help getting debt relief.

Asking about the employees at a credit counseling service is key during the process of choosing a credit counselor to help you. Contact us for real help getting debt relief.

The specific type of training that credit counselors have (or do not have) can be very telling about the credibility of a specific company. Companies that may be OK to trust when choosing a credit counselor will be those that  train their counselors, have counselors approved by the Colorado bankruptcy court to provide credit counseling services and who are – ideally – trained by a third party (i.e., not the employer or credit counseling company).

Be suspicious of companies that:

  • Have no specific training or educational requirements for their credit counselors
  • Train their own credit counselors, rather than having a credible third party provide this training.

Question 4 – Are you accredited by the state of Colorado?

If you don’t hear “yes” to this question, move on. You have no use for services that aren’t specifically licensed by the appropriate Colorado authority, and for bankruptcy credit counseling, the appropriate authority is the Colorado bankruptcy court.

In fact, the Colorado bankruptcy court keeps an up-to-date list of the approved credit counseling services in the state, so make sure you check any services you are considering across this list. You can access this list of state-approved credit counseling services here.

We will resume this discussion regarding the questions to ask when choosing a credit counselor in the upcoming conclusion to this blog series – make sure you check it out!

Colorado Bankruptcy Lawyers at the Law Office of Jon B. Clarke, P.C.

Whether or not you have already completed the credit counseling requirement for bankruptcy, if you are struggling with debt and are looking for a financial fresh start, contact the trusted Colorado debt relief and bankruptcy lawyers at the Law Office of Jon B. Clarke, P.C.

For more than 35 years, our Denver, Colorado bankruptcy lawyers have been successfully helping our clients resolve their personal and business bankruptcy cases, regardless of how straightforward or complicated they may be. Our experienced legal professionals are committed to providing each of our clients with the personalized debt relief assistance they need, and we will work tirelessly to ensure that our clients’ cases are resolved as favorably and efficiently as possible.

Contact Us Today

For a thorough assessment of your situation, along with expert advice regarding the best manner in which to move forward to unburden yourself from debt, call us at (866) 916-3950 or email us using the contact form on this page.

From our offices based in Denver, we provide people throughout Colorado with the highest quality debt relief legal services.

Categories: Bankruptcy, Blog, Credit, Credit Counseling