August, 2013

How to Spot and Avoid Credit Repair Scams

August 28, 2013

Although there are a number of reputable credit repair and credit counseling agencies that may be able to help you reduce your debt and improve your overall credit standing, unfortunately, there are also a number of unscrupulous agencies that can actually hurt your credit rating despite claiming that they will help you. For unsuspecting borrowers…
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How to Build a Strong Credit History (Part 2)

August 23, 2013

Picking up from How to Build a Strong Credit History (Part 1), here are some additional tips on what you can do to solidify a strong credit history – and a good credit score – for yourself. Do not miss any monthly payments on your outstanding debts – Missing even one monthly payment on your…
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How to Build a Strong Credit History (Part 1)

August 21, 2013

Having a strong credit history can be paramount to having a solid financial standing, and it can be pivotal in helping you get lower interest rates when making large purchases, like when buying a house, a car, etc. Although it takes time to build a strong credit history, the good news is that there are…
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What You Can Do to Lower Your Credit Card Debt (Part 2)

August 19, 2013

Continuing from What You Can Do to Lower Your Credit Card Debt (Part 1), the following is some additional advice regarding what you can do to reduce your credit card debt and, ideally, improve your credit score and overall financial standing. Pay more than the monthly minimum payment – If you are only paying the…
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What You Can Do to Lower Your Credit Card Debt (Part 1)

August 15, 2013

These days, most people rely on their credit cards to pay for their daily needs, as well as to help them make bigger purchases. While having credit cards can be extremely helpful, particularly when it comes to traveling, credit card debt can easily snowball and become unmanageable, plummeting some into serious financial trouble. What can…
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Financial Advice: What to Discuss Before Marriage (Part 2)

August 7, 2013

Continuing from Financial Advice: What to Discuss Before Marriage (Part 1), here are some additional financial matters to discuss with a potential spouse prior to getting married. Although discussing finances is not romantic and can, in fact, be touchy or awkward, it’s crucial that couples who are considering marriage take the time to understand each…
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Financial Advice: What to Discuss Before Marriage (Part 1)

August 6, 2013

Although marriage can be a beautiful bond between a couple, the reality is that: Most marriages end in divorce. Finances and money issues are often involved in divorces. Divorces are a significant contributing factor when it comes to bankruptcy. Given these facts, it’s essential that couples who are considering marriage discuss some essential aspects of…
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Bankruptcy Exemptions in Colorado (Part 2)

August 3, 2013

Continuing from Bankruptcy Exemptions in Colorado (Part 1), the following are some additional bankruptcy exemptions that debtors can claim, according to Colorado law, when they are filing for Chapter 7 bankruptcy. These bankruptcy exemptions represent property and assets that debtors will be allowed to keep because they will not have to include them in the…
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