October, 2013

How to Deal with Debt Collectors (Part 2)

October 27, 2013

As a continuation of How to Deal with Debt Collectors (Part 1), the following is some further advice regarding what borrowers can do to empower themselves when dealing with debt collectors. While these tips on how to deal with debt collectors can help borrowers avoid being or feeling harassed by creditors, they can also help…
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How to Deal with Debt Collectors (Part 1)

October 25, 2013

Owning money on multiple debts that may not immediately or readily be able to make payments on can be both embarrassing and stressful, particularly if the debt collectors are regularly calling you and/or sending you letters  trying to collect on the debts owed. While you may want to take the ostrich route and hide your…
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Tips on Reducing Medical Debt to Avoid Bankruptcy (Part 2)

October 21, 2013

As a continuation of Tips on Reducing Medical Debt to Avoid Bankruptcy (Part 1), the following is some additional advice regarding what you can do to minimize the amount of medical debt you accumulate while still obtaining the medical care you need. Compare treatment costs against Medicare rates – According to a recent survey on…
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Tips on Reducing Medical Debt to Avoid Bankruptcy (Part 1)

October 20, 2013

Medical debt is one of the leading causes of bankruptcy filings in the U.S. (along with divorce and unemployment). In fact, many Americans are currently uninsured or underinsured because they are out of a job and simply can’t afford to pay for healthcare coverage. In the event these individuals are seriously injured or develop a…
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The Stages of Debt Delinquency and How to Avoid Them (Part 3)

October 10, 2013

Concluding the three-part blog The Stages of Debt Delinquency and How to Avoid Them, the following outlines the final stage of the vicious debt delinquency cycle, as well as what borrowers can do to stop the cycle, protect themselves and achieve a financial fresh start. Final stage of delinquency: Creditors take legal action against you…
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The Stages of Debt Delinquency and How to Avoid Them (Part 2)

October 8, 2013

As a continuation of The Stages of Debt Delinquency and How to Avoid Them (Part 1), the following provides additional information regarding how debt delinquency can progress and harm borrowers. While Part 1 of this blog discussed the first two stages of the debt delinquency cycle, here in Part 2, we will focus on discussing…
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The Stages of Debt Delinquency and How to Avoid Them (Part 1)

October 6, 2013

With the slow, unpredictable nature of the economic recovery, as well as the fact that many people are still having a difficult time getting a job, it’s not uncommon for people to fall behind in paying their bills and face the danger of delinquency. Delinquency, also referred to as debt delinquency, is the state of…
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Business Taxes in Colorado

October 4, 2013

Business taxes, also referred to as corporate taxes, in Colorado can be far more complicated to calculate as than individual income taxes, as there are a number of additional factors that business owners have to consider when filing corporate income taxes each year. Specifically, business taxes can involve sales taxes, unemployment insurance taxes and property…
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