April, 2014

The Fair Credit Reporting Act (FCRA) & Your Rights (Pt. 2)

April 30, 2014

Continuing from The Fair Credit Reporting Act (FCRA) & Your Rights (Pt. 1), here, we will continue to highlight and discuss the specific rights that borrowers have according to the FCRA. Additional borrowers’ rights, as outlined by the Fair Credit Reporting Act, include the right to: Know the details of their credit reports – Specifically…
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The Fair Credit Reporting Act (FCRA) & Your Rights (Pt. 1)

April 24, 2014

Passed in 1970 (and updated over the years), the Fair Credit Reporting Act (FCRA) is in place to provide borrowers with some specific rights when it comes to the collection, use and distribution of their sensitive credit-related information. The FCRA is enforced by the U.S. Federal Trade Commission, and creditors or other entities that violate…
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Want to Get Rid of Bill Collectors? Follow These 5 Steps (Pt. 2)

April 22, 2014

Continuing from Want to Get Rid of Bill Collectors? Follow These 5 Steps (Pt. 1), below, we will continue our discussion of what borrowers can do to stop creditors and bill collectors from calling them and/or sending them letters when they have missed debt payments. If you have already tried these options and/or are ready…
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Want to Get Rid of Bill Collectors? Follow These 5 Steps (Pt. 1)

April 17, 2014

When you miss one or more payments on a loan or other debt, creditors and bill collectors may start calling you and sending you letters to ask you about what happened and when they can expect payment. These calls and letters, while annoying, can also be highly stressful, especially when they may be coming from…
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Colorado Court Bankruptcy Fees for 2014

April 15, 2014

While filing for bankruptcy is an effective way to get many of your debts forgiven and to secure a financial fresh start, there are some court fees that must be paid in order to file and process your case. These bankruptcy fees, which may also be referred to as administrative fees, are: Set by the…
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Boost Your Credit Score with These 6 Steps (Part 3)

April 11, 2014

Wrapping up our three-part blog Boost Your Credit Score with These 6 Steps, here, we will focus our discussion on two final steps that borrowers can take as they concentrate on improving their credit score and their overall financial standing. If your debt issues are more significant than having a poor credit score and you…
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Boost Your Credit Score with These 6 Steps (Part 2)

April 8, 2014

Picking up from Boost Your Credit Score with These 6 Steps (Part 1), below, we will spotlight two more steps that people can take to make great strides in improving their credit score and, as a result, their overall financial status. If you have more substantial financial issues, are considering filing for bankruptcy and are…
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Boost Your Credit Score with These 6 Steps (Part 1)

April 2, 2014

While you probably don’t think about your credit score on a daily basis, when you are ready to make a significant purchase – like a car or a home, this number becomes crucial, as it can determine whether or not you qualify for the best possible deals and interest rates. If your credit score could…
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