The Law Office of Jon B. Clarke, P.C. was established in 1992 to focus Chapter 7 and Chapter 11 bankruptcies, commercial real estate bankruptcies and workouts.

The Law Office of Jon B. Clarke, P.C. was established in 1992 to focus Chapter 7 and Chapter 11 bankruptcies, commercial real estate bankruptcies and workouts.

The Law Office of Jon B. Clarke, P.C. was established in 1992 and has recently opened a new office in Castle Rock & Colorado Springs, CO. Before that time, Castle Rock bankruptcy lawyer Jon B. Clarke was a shareholder and director of Clarke & Waggener, P.C., a downtown Denver law firm founded in 1966, which moved to Denver Tech Center offices in 1983. Mr. Clarke’s practice is focused on the area of bankruptcy, particularly Chapter 7 and Chapter 11 bankruptcies, commercial real estate bankruptcies and workouts. At this time, he does not currently represent Chapter 13 wage-earner plan debtors, but he can give you names of experienced attorneys in your area who do.

Mr. Clarke’s extensive experience in bankruptcy – he is, in fact, a second generation Colorado bankruptcy attorney – has allowed him to distill the process down to an efficient, web-based procedure that does not require you to make a lot of office visits. You are already working on the first step, which is to explore this website for information. The Web Resources page is another stop that you will want to make, for links to outside information that can help you understand the bankruptcy process and answer questions beyond the scope of this website.

Mr. Clarke’s procedure for accepting clients is outlined on the Becoming A Client page. While most cases will fall under this procedure, some very complex cases may require additional office meetings or additional work. Mr. Clarke has over 35 years of experience, giving him the skills to handle any level of complexity an insolvent individual or business may bring to him.

Mr. Clarke and his support staff can efficiently handle your bankruptcy case, enabling you to obtain a “fresh start” with a minimum of disruption to your employment and family life. Continue reading through this website to see how Mr. Clarke can assist you.

Debt Relief Solutions to Fit Your Needs, Situation & Goals

As helpful as Chapter 7 and Chapter 13 bankruptcy can be for many, it is not the only option available in some cases. Attorney Jon B. Clarke is skilled at helping clients recognize their various debt relief options, including when debt settlement scenarios may help them get out from under serious debt without having to file for bankruptcy.

Using a real-world-proven technique that’s been refined over 40 years, Mr. Clarke evaluates various factors, from current creditor pressures and debt amounts to asset holdings and much more, to identify all available debt relief options.

When the facts are favorable for those who may not qualify for Chapter 7 (because they earn too much) and/or those who don’t want to be locked in a 3- to 5-year repayment plan (as part of a Chapter 13 case), debt settlement can offer an ideal alternative, providing essential benefits like (but not limited to) the following.

Sharp Reductions in Debt

Mr. Clarke has extensive experience settling debts for about 30 cents on the dollar. Through strategic negotiations and a time-tested approach, he is able to anticipate creditors’ arguments, overcome objections, and reduce his clients’ debts by more than two-thirds, on average. This amazing savings empowers his clients to pay down more debt faster. It typically reduces debts like (but not limited to):

  • Consumer Credit card debt
  • Medical bill debt
  • Personal online “daily pay” loans
  • Personally guaranteed business loans
  • Unfavorable litigation judgments

Additionally, Mr. Clarke has a long-standing record of helping clients:

  • Avoid common and costly pitfalls: Failing to reach out to creditors and waiting to reach out until you have more money are just a couple of costly mistakes people commonly make with debt settlement. These missteps can result in no-defense collection suits & judgments, wage/bank account garnishments, plaintiff attorneys’ fees, and other collection attorney’s fee complications, all of which risks Mr. Clarke can minimize.
  • Work out favorable resolutions: Whether a situation calls for a lump-sum settlement offer or a monthly payment plan, Mr. Clarke will work diligently to devise a resolution that works for his client and is agreeable to the creditor. This can provide peace of mind that your worst-case scenarios can be avoided when it’s the opportune time to “face the music” with creditors.

A Faster Debt Relief Option

While bankruptcy can take years in some cases, debt settlement can happen on a faster timeline, especially where the client has some liquid assets, which would be unprotected in a bankruptcy.  These assets are available to immediately fund deeply-discounted  lump-sum settlements.   Attorney Jon B. Clarke knows how to help clients get on the fast track to debt relief, streamlining the process where debt settlement is feasible.

Find Out If Your Debt Can Be Settled at a Steep Discount: Get a FREE Case Evaluation

To discover your best debt relief options—and if you may benefit more from piecemeal debt settlements than filing an actual bankruptcy, based on your unique circumstances—contact Castle Rock Bankruptcy Lawyer Jon B. Clarke for a free, confidential, no-obligation consultation.

The answers you receive in this evaluation can help you protect your rights and interests, make informed choices, and take the right steps towards debt relief.