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Fair Debt Collection Practices Act

Complaints against Debt Collectors on the Rise, Report Reveals

August 31, 2014

More consumers are filing complaints against debt collectors for their allegedly harassing and abusive tactics, according to the findings of a recent report published by the Consumer Financial Protection Bureau (CFPB). As this 2014 report found: From July through December 2013, the CFPB handled more than 30,000 complaints against debt collectors. Throughout 2013, the Federal…
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Borrowers’ Rights under the Fair Debt Collections Practices Act (FDCPA) (Pt. 3)

May 27, 2014

Concluding Borrowers’ Rights under the Fair Debt Collections Practices Act (FDCPA), here is some final essential information that borrowers should know when it comes to their rights and dealing with creditors. FDCPA: More Prohibited Conduct for Creditors In addition to not calling borrowers at weird hours, incessantly and at work, other things that third-party debt…
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Borrowers’ Rights under the Fair Debt Collections Practices Act (FDCPA) (Pt. 2)

May 23, 2014

Picking up from Borrowers’ Rights under the Fair Debt Collections Practices Act (FDCPA) (Pt. 1), here we will continue our discussion regarding the important provisions of the FDCPA that all borrowers should be aware of. While the first part of this blog was focused on pointing out some of borrowers’ specific rights as laid out…
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Borrowers’ Rights under the Fair Debt Collections Practices Act (FDCPA) (Pt. 1)

May 20, 2014

Established in 1977 as an amendment to the Consumer Credit Protection Act, the Fair Debt Collections Practices Act (FDCPA) is a statute that is intended to protect borrowers from potentially abusive practices creditors may use when trying to collect debt. While the FDCPA specifically outlines borrowers’ rights, as well as prohibited actions for creditors, it…
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