Jon B. Clarke, P.C. > Testimonials

May, 2014

5 Steps to Take When You Don’t Recognize Debt

January 31, 2016

Creditors and debt collectors commonly contact consumers who fall behind in making debt payments. Sometimes, however, creditors may contact the wrong person about an outstanding debt. Other times, scam artists can pose as debt collectors to try to get personal information from consumers in order to commit identity theft. In the event you are contacted…
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Tax Identity Theft Awareness Week Kicks Off Next Week, FTC Announces

January 20, 2016

From Jan. 25th through 29th, the Federal Trade Commission (FTC) – in partnership with the Internal Revenue Service (IRS) – will be sponsoring Tax Identity Theft Awareness Week to inform consumers about: What tax identity theft is How to reduce their risk of becoming a victim of this type of identity theft What can be…
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5 Ways Delaying Bankruptcy Can Majorly Cost You

January 10, 2016

Managing debt is part of life for many people. When that debt becomes overwhelming and unmanageable, however, ignoring the problem – and putting off bankruptcy or other debt relief options – can be ruinous. That’s because debt won’t disappear and creditors will become increasingly determined to collect the monies owed to them. Overtime, if borrowers…
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4 Financial Mistakes to Avoid in 2016

December 31, 2015

The New Year is almost here. While many people may be scrambling around to get ready for a festive New Year’s Eve celebration tonight, others may be considering their resolutions – and what they want to focus on improving in 2016. If you are among those who are focused on achieving a better financial outlook…
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Red Flags to Beware of When Shopping for Debt Relief Services

December 20, 2015

Turning to a professional for help getting out of debt can be a smart decision when you are no longer able to pay your bills and/or when your debt seems to be growing regardless of your efforts to reduce it. After deciding to get professional debt relief help, however, the next important decision will be…
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4 Common & Unexpected Sources of Debt that Can Sneak Up on Consumers

December 10, 2015

Unemployment, poor management of credit cards and even divorce can push people into serious debt. In some cases, however, debt can come from unexpected sources – even some that may present themselves as opportunities. And knowing how and when these more surprising sources of debt can arise can help you avoid getting caught in a…
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What to Bring to a Meeting with a Bankruptcy Lawyer

November 30, 2015

When you are ready to get professional help getting out of debt, meeting with a bankruptcy attorney to figure out your next best steps can be a good move. And, if you really want to make this meeting as productive and helpful as possible, preparing the following items to bring with you can help you…
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Did You Know these 4 Things that Can Damage Your Credit?

November 20, 2015

Your credit report and credit score can impact your buying power and borrowing opportunities. For those who are preparing to make larger purchases (like homes or motor vehicles), improving their credit or maintaining good credit can be essential to qualifying for a loan (or qualifying for optimal rates). For others, working on having better credit…
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4 Essential Facts to Know about Colorado Payday Loan Laws

November 10, 2015

When money is tight and sudden expenses come up, some people may consider taking out a payday loan to help them get by until their next influx of funds. Although payday loans can be helpful in limited circumstances, however, they can also cause big problems for some people struggling with debt, possibly causing that debt…
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Can Bankruptcy Stop Wage Garnishments?

October 31, 2015

Whether or not bankruptcy can stop wage garnishments will depend on whether the garnishment has already gone through. Specifically, when people file for bankruptcy, a court injunction known as an automatic stay will immediately go into effect. The automatic stay will halt creditors from taking any additional action against bankruptcy petitioners – and this includes…
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