Getting Married? Talk about These Money Matters (Pt. 2)
Picking up from where we left off in Getting Married? Talk about These Money Matters (Pt. 1), below we will continue our discussion of some more critical financial issues that you should address with your soon-to-be spouse before getting married. Discussing these issues before marriage can help set up realistic expectations of financial responsibilities, setting you and your partner up for success in the future. Deciding how the household expenses will be covered is one of the important money matters to figure out with your partner before your marriage. More Financial Questions to Ask Before Marriage… Q2: How [...]
Getting Married? Talk about These Money Matters (Pt. 1)
Getting married and planning a wedding can be an extremely exciting time for couples who are ready to take the next step in their relationship. While there may be various exciting things to talk about and plan for (like, for instance, a honeymoon or a new home), one thing that couples should NOT overlook is the discussion about their finances, how or if they will merge their finances and what the financial responsibilities will look like during the marriage. If you are planning a marriage, make sure to discuss these important money matters first. They can help set you [...]
Student Loan Debt: 6 Steps for Paying it Off (Pt. 3)
In conclusion to our three-part blog Student Loan Debt: 6 Steps for Paying it Off, here is some more info regarding what you can do when you are ready to focus on paying off your student loan debt as soon as possible. Step 5 – Try to generate extra income to put towards paying off student loan debt. While these steps can help you pay off student loan debt, if you are overwhelmed by debt, contact us for more info about your best debt relief options. Having extra income to put towards your monthly student loan debt payments [...]
Student Loan Debt: 6 Steps for Paying it Off (Pt. 2)
Picking up from where we left off in Student Loan Debt: 6 Steps for Paying it Off (Pt. 1), below is some additional information regarding what you can do to pay off your student loan debt as soon as possible. Step 3 – Put as much disposable income as possible towards paying down student loan debt. Doing your best to put as much disposable income as possible towards your student loan debt payments is a crucial step in paying off this debt as soon as possible. With this step, you will first need to figure out how much [...]
Student Loan Debt: 6 Steps for Paying it Off (Pt. 1)
Investing in your future by taking out student loans is a viable option for obtaining a higher education and getting degrees that can increase your future earning power. While student loans can be some of the best types of loans you can have (as they tend to have better interest rates, grace periods and other features that can be forgiving to borrowers), these loans are still – at their core – debt that can weigh you down, especially when you may be juggling other debt (like, for instance, car loans, mortgages and/or credit card debt). If you are ready [...]
FlexScore: An Alternative to Credit Scores?
When assessing your financial standing, looking at your credit score and figuring out ways to improve it are likely part of the process. However, evaluating credit scores alone may eventually become an antiquated habit, as a new financial assessment tool known as FlexScore may start to play a more powerful role in predicting financial standing and guiding people towards ways of improving this. A new financial assessment tool known as FlexScore is attempting to provide a more complete evaluation of consumers’ financial standing and, ideally, become as important of a tool as credit scores. What is FlexScore? Created [...]
6 Facts to Know about Filing for Bankruptcy Again (Pt. 3)
Here is the conclusion to our three-part blog 6 Facts to Know about Filing for Bankruptcy Again. Fact 5 – When debt from a first bankruptcy case wasn’t discharged, there may be problems trying to get it discharged by filing for bankruptcy again. The most important fact to know about filing for bankruptcy again is that hiring Colorado Bankruptcy Lawyer Jon B. Clarke will be crucial to successfully resolving your case. All of the previous facts in this blog have been based on discussions regarding filing for bankruptcy again when a previous bankruptcy case was successfully resolved. However, [...]
6 Facts to Know about Filing for Bankruptcy Again (Pt. 2)
Picking up from where 6 Facts to Know about Filing for Bankruptcy Again (Pt. 1) left off, here are some more important facts you should be aware of when you are considering filing for bankruptcy again. Fact 3 – The time limits for filing for bankruptcy again will depend on whether you are filing for a different type of bankruptcy the second time around. One of the critical factors in filing for bankruptcy again is how long ago your previous case was. Contact our Colorado bankruptcy lawyers for more info. When a person wants to file for a [...]
6 Facts to Know about Filing for Bankruptcy Again (Pt. 1)
Bankruptcy can be an effective way for people to get out from under crippling debt because it can help them discharge a substantial portion of that debt while protecting some of their assets. If you are considering filing for bankruptcy again, here’s some important info you should know. You can also contact Jon B. Clarke for specific info about your case. After successfully resolving a firt bankruptcy case, many people would like to believe that they have moved past their financial struggles and that they will never have to file for bankruptcy again. This, however, may not be [...]
4 Steps for Fixing Credit Report Mistakes (Pt. 2)
Continuing from 4 Steps for Fixing Credit Report Mistakes (Pt. 1), here are the next steps to take when you notice mistakes on your credit report and are ready to take action to get them corrected. Contacting the credit reporting bureau and keeping copies of all of your communications are essential steps to getting credit report mistakes corrected. Step 2: Contact the credit reporting bureau. If contacting the bank or creditor to resolve the error is not effective or is not the proper course of action, you may end up needing to contact the credit bureau directly (i.e., [...]
