7 Questions to Ask Yourself When Considering Bankruptcy (Part 3)
If you are considering bankruptcy as a solution to your financial issues, contact the Colorado bankruptcy lawyers at the Law Office of Jon B. Clarke. Concluding our three-part blog 7 Questions to Ask Yourself When Considering Bankruptcy, below are some final questions and answers that people need to think about when they are facing serious debt and are wondering if they should file bankruptcy. If you are considering bankruptcy as a solution to your financial issues, you are encouraged to meet with the Colorado bankruptcy lawyers at the Law Office of Jon B. Clarke for a thorough, professional [...]
7 Questions to Ask Yourself When Considering Bankruptcy (Part 2)
Picking up from 7 Questions to Ask Yourself When Considering Bankruptcy (Part 1), the following discusses three more questions that borrowers should ask themselves – and answer – before they move forward with a bankruptcy case. These questions can help people determine when bankruptcy may be the solution they need. For more info, contact the Law Office of Jon B. Clarke. If people who are thinking about filing for bankruptcy have additional questions regarding their situation or the process, they are encouraged to contact the Law Office of Jon B. Clarke for a professional case evaluation. What type [...]
7 Questions to Ask Yourself When Considering Bankruptcy (Part 1)
Filing for bankruptcy is a good move for many people who are struggling with significant amounts of debt. However, the choice to file for bankruptcy should not be taken lightly, as this is an important decision that can have impacts on a person’s credit and financial standing for years to come. As a result, if you are burdened with debt and are thinking about whether you should file for bankruptcy, here are some important questions to ask yourself first. The way you answer these questions can clarify what your best options are for resolving your financial issues. Considering bankruptcy [...]
7 Common Myths about Your Credit Score (Part 3)
Wrapping up our three-part blog 7 Common Myths about Your Credit Score, below is some additional information that can dispel some commonly held misconceptions about credit scores. If you need some more specific information about your financial situation, contact the Law Office of Jon B. Clarke. While filing for bankruptcy can impact a person’s credit score, these impacts are not permanent; with some work, credit scores can be improved over time. Myth 6: Utilization rates aren’t important to my credit score. Not true! First off, utilization rates are measurements that are intended to reflect the specific lending risk [...]
7 Common Myths about Your Credit Score (Part 2)
Continuing from 7 Common Myths about Your Credit Score (Part 1), here is some additional information regarding the truth behind some commonly held misconceptions associated with credit scores. If you have additional questions, or if you are looking for some specific information regarding your best options for getting out of significant debt, contact the Law Office of Jon B. Clarke. Here is some info that will dispel some commonly held myths about credit scores. For more info, contact the Law Office of Jon B. Clarke. Myth 3: When I close a credit card, the account stops aging. When [...]
7 Common Myths about Your Credit Score (Part 1)
While most people are aware that their credit scores are important, particularly when it comes to making larger purchases or getting loans, there are a lot of misconceptions out there about how these credit scores work, how they are calculated and how they matter. Check out these commonly held myths about credit scores to learn more about how these scores work and why they matter. Here and in a few upcoming parts of this blog, we will take a closer look at some of the most common myths associated with credit scores and then provide the truth behind [...]
5 Things You Should Know about Bankruptcy Fraud (Part 2)
The single most important thing to know about bankruptcy fraud is that you will avoid facing criminal charges if you work with an experienced attorney. Continuing from 5 Things You Should Know about Bankruptcy Fraud (Part 1), here, we will discuss three more facts that people who be aware of when it comes to bankruptcy fraud. If you have additional questions, or if you would like to know more about whether filing for bankruptcy is the right choice for you, call the Law Office of Jon B. Clarke. Bankruptcy trustees can report charges if they think there is [...]
5 Things You Should Know about Bankruptcy Fraud (Part 1)
While bankruptcy is an effective form of financial relief for many people who are burdened by overwhelming debt, unfortunately, some people have tried to use bankruptcy fraudulently in that they have tried to preserve some of their assets while getting their debts discharged. Such acts are known as bankruptcy fraud, and this is a very serious crime. Most cases of bankruptcy fraud involve hiding assets from the court. If you are filing for bankruptcy, let the Law Office of Jon B. Clarke handle your case. Here and in an upcoming second part of this blog, we will go [...]
When Spending Money Now Can Save You Money in the Future (Part 2)
Home repairs and car repairs are two things that it’s wiser to spend money on now so it doesn’t end up costing you far more in the future. Picking up from When Spending Money Now Can Save You Money in the Future (Part 1), in the following, we will discuss two more specific situations in which it’s fiscally smarter to pay now in order to save money in the long run. Situation 3: Spending Money on Home Repairs If you own a home, then your house is likely one of the most expensive – and precious – investments [...]
When Spending Money Now Can Save You Money in the Future (Part 1)
Spending money on insurance coverage for your health, home and car can save you thousands of dollars if or when disaster strikes in the future. Chances are that, if you have resolved to improve your financial standing in 2014, you will be focused on limiting your spending and saving your money. While this is, in general, a good rule of thumb to live by when you are trying to get your finances in order, there are some instances when NOT spending some money right now could end up costing you A LOT more in the future. Here and [...]
