5 Tips for Recovering from Holiday Spending (Part 2)
Cutting back your monthly spending to the necessities can help free up extra money to pay down credit card debt and, in turn, help you recover from holiday overspending. Continuing from 6 Tips for Recovering from Holiday Spending (Part 1), the following lays out a few more effective strategies that can help consumers get back on their feet after they may have overspent this past holiday season. Financial Recovery Tip 3: Return stuff you don’t need or want – Christmas gifts and other items that still have the tags on them, that you don’t need and/or that you [...]
5 Tips for Recovering from Holiday Spending (Part 1)
Living on cash for a while and facing your credit card bills head on are two effective ways of recovering from holiday spending. Is your wallet and bank account suffering from a serious financial hangover due to your holiday spending? It’s all-too-common for consumers in the wake of the Christmas holidays to be facing more credit card debt than they had anticipated, and seeing these numbers on paper can make the overspending of the holidays hit home in a real – and likely painful – way. Here and in a forthcoming Part 2 of this blog, we will [...]
7 Expenses to Include in Your 2014 Budget (Part 2)
Some expenses to include in your 2014 budget include tax fees, membership fees and the costs of medical bills you anticipate for the New Year. Continuing from 7 Expenses to Include in Your 2014 Budget (Part 1), here are four additional expenses that are essential to budget for this year if you are trying to get a handle on your spending and improve your financial standing in the New Year. While the first part of this blog focused on expenses related to home maintenance costs, car maintenance costs and insurance fees, here, we will discuss the following: Medical [...]
7 Expenses to Include in Your 2014 Budget (Part 1)
Home maintenance costs, insurance costs and car repair bills are just some of the expenses that you should budget for in 2014. As 2014 gets underway, planning for this year’s expenses can help you stay on track financially and, ideally, help you reach some of your financial goals for the year. If you have never looked at your spending habits on an annual basis, however, knowing what to expect in terms of more substantial expenses may elude you – and could upset your budget if you forget to account for them. Here and in a forthcoming second part [...]
Five Steps to Getting Your Finances Back On Track (Part 2)
Getting your finances back on track can be a long and sometimes tough journey, but in the end, it can give you the financial freedom you need to invest in your future. Continuing from Five Steps to Getting Your Finances Back On Track (Part 1)¸ the following discusses the final three steps you can take in order to get your finances back on track after racking up extra debt this holiday season. Step 3: Avoid being sucked in to fraudulent services – When it comes to climbing out of debt and getting back in good financial standing, it [...]
Five Steps to Getting Your Finances Back On Track (Part 1)
Follow these five steps to create a roadmap for getting your finances back on track. If, however, you are buried in debt, it may be time to speak with our bankruptcy lawyers. With the Christmas holiday over, you may be facing a financial hangover as you start to realize the full extent of how much you spent on this year’s gifts. Although you may want to play ostrich, hide your head and ignore your credit card bills, it’s far smarter to confront your debt head on and make a plan for getting your finances back on track so [...]
Six Budgeting Tips for Your New Year’s Party (Part 3)
Cut down on the cost of hosting a New Year’s party this year by asking your guests to bring items to your party and getting creative with the cocktails you plan on serving. Concluding the three-part blog Six Budgeting Tips for Your New Year’s Party, here are some final tips to keep in mind if you want to put on a fun New Year’s party without racking up huge credit card bills. Tip #5 – Ask each guest to bring one item: Just because you decide to host a party, does not mean that you have to be [...]
Six Budgeting Tips for Your New Year’s Party (Part 2)
Hosting a brunch, rather than a dinner, and choosing a casual theme for your party are two ways to host a fun New Year’s party without spending too much money. Picking up from Six Budgeting Tips for Your New Year’s Party (Part 1), the following presents and explains two more smart budgeting tips that can be helpful for those who want to host a New Year’s party without breaking the bank. Tip #3 – Consider hosting a brunch, rather than a dinner: Instead of putting on an elaborate dinner, a brunch can be just as fun while helping [...]
Six Budgeting Tips for Your New Year’s Party (Part 1)
Making your New Year’s party a potluck is a fun way to get your guests involved while also helping you save money on hosting the event. The year-end holidays can be fun, exciting occasions to gather your friends and family and celebrate the beginning of a New Year. However, hosting a party can be financially stressful, especially if you have just spent a large amount of money on Christmas gifts. If you are planning on hosting a New Year’s Eve or New Year’s Day party this year, here are some extremely helpful budgeting tips that can make it [...]
Six Financial Mistakes to Avoid in 2014 (Part 3)
For some borrowers, considering filing for bankruptcy can be the best move for improving their overall financial health in 2014. Concluding the three-part blog Six Financial Mistakes to Avoid in 2014, the following outlines some final pitfalls that you should avoid in 2014 in order to improve your overall financial standing. Mistake #5 – Not reviewing your credit report for possible mistakes: At least once a year (but, better yet, once every six months or so), it’s an extremely good idea for you to request a copy of your credit report from each of the three credit reporting [...]
